Senior Treasury Manager

## The Role

We're hiring a **Senior Treasury Manager** to own the money behind a full-reserve bank. Every dollar on deposit is backed 1:1 by cash and ultra-short U.S. Treasuries, and payments clear 24/7 instead of on banking-hours batches, so the treasury function here is not a quarterly rebalance. It's continuous. You'll own the reserve portfolio, the intraday liquidity, and the settlement mechanics that let a business move dollars at any hour and trust that the backing is real.

## What You'll Do

- Manage the reserve portfolio: cash and short-dated Treasuries held against deposits, with maturity laddering that keeps us liquid without reaching for yield we shouldn't
- Own intraday and overnight liquidity for a bank that settles around the clock, so funding is matched to real-time payment flow rather than a 9-to-5 cutoff
- Build the forecasting and limits that keep reserves provably 1:1, and the daily reporting that backs our transparency commitments to clients
- Work alongside payments, engineering, and compliance so the treasury view and the ledger view reconcile continuously, not at end of day
- Help set treasury policy from close to a blank page: counterparties, custody, stress scenarios, and the controls a regulated depository institution is held to

## What We're Looking For

- Real ownership of treasury, liquidity, or reserve management at a bank, money-market fund, broker-dealer, or a company that held material cash on a short-duration mandate
- Hands-on comfort with short-term fixed income: Treasuries, repo, money markets, and the mechanics of settlement and custody
- Judgment about safety first: you can explain why a full-reserve, no-lending model is the point, not a constraint to optimize around
- Clear communicator who can show a regulator, a client, or an engineer that the reserves are where we say they are

## Strong Advantages

Nice-to-haves, not strict requirements.

- Experience at a narrow bank, trust bank, or special purpose depository institution
- Comfort with real-time or 24/7 settlement environments, stablecoin reserves, or digital-asset custody
- You've built a treasury or liquidity function early rather than inherited a mature one

## Why This Role Is Special

Most treasury seats sit on top of a lending balance sheet. This one doesn't. The whole model is that deposits are fully backed and the client can verify it, so your work is the product's core promise, not a back-office cost center. You'll build the treasury function of a bank defining what 24/7 USD payments look like.

## Location

Remote in the US. We're remote-first with the charter seated in Cheyenne, Wyoming.

## Next Steps

Tell us about a time you owned liquidity or reserves and how you knew the money was where it needed to be. One real example beats a polished resume here.